 About Zero Payments Life Insurance Policy (Offer to Sell)
Trade Lead Description:
Example: Bob, a 78 year old man, has a $5,000,000 universal life policy with $0 cash value. Through the sale of the policy he receives a lump sum payment of $500,000.
THERE IS NO INVESTMENT, YOU NEVER WRITE A CHECK, YOU NEVER PAY ANY FEES
With this kind of life insurance program the insured finances the premiums, so there are no out of pocket costs or fees to the policy. Financing the premiums simply reduces the amount of the final benefit of the policy. The insured must be between the ages of 65-90 and in fair health.
The policy can be sold for cash right after the policy is set up, which is usually 45- 60 days from origination. Or if the insured holds onto the policy for a few years before selling it the amount they will get in cash will be more. Policies can be sold for between 3-10% of face value.
By borrowing the money to pay the life insurance premiums, the insured frees up capital that can be used more efficiently. The use of premium financing may lower out-of-pocket costs and potential gift taxes.
Contact:
Josie Leisz
1-858-366-3355
Jleisz@hotmail. com
Posted from US - California on 7 October, 2008
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